7 Reasons to Get the Wells Fargo Propel American Express Card

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The Wells Fargo Propel American Express® card isn’t for everybody. This low-frills, low-cost AmEx card has little to supply vacationers who’re loyal to a selected airline or lodge chain and it has even much less enchantment for customers looking for luxurious perks like elite standing or upgrades.

However a bunch of distinctive options make this extremely versatile AmEx possibility stand out in the crowd. Listed here are seven causes you might have considered trying to apply now.

1. A considerable welcome bonus

Earn 30,000 bonus factors while you spend $3,000 in purchases in the first Three months – that is a $300 money redemption worth. For a journey rewards bank card, that’s first rate. For a $0-annual-fee journey rewards card, it’s distinctive. Phrases apply.

2. $Zero annual charge

Many journey rewards playing cards include annual charges, usually in the $100 to $450 vary. Meaning any “free” journey you earn with the card isn’t actually free. The Wells Fargo Propel American Express® card is one in all the exceptions. You’ll be able to stick it in your pockets, use it at your personal tempo and never fear whether or not you’re incomes sufficient rewards factors to justify that subsequent annual charge that can seem in your invoice.

» Study extra: Wells Fargo Propel AmEx evaluation: No charge, a lot worth

3. Bonus factors in a variety of classes

A number of bank cards pay bonus miles on choose classes. For instance, an airline card like the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® pays 1 mile per $1 on common purchases and double that for purchases made on fuel, eating or American Airways.

The Wells Fargo Propel American Express® card is a greater match for customers who need to earn bonus factors on a wider vary of classes.

You’ll earn Three factors per $1 spent eating, fuel, transit, rideshares, flights, resorts, homestays, automobile leases and streaming providers. For all the things else, you’ll earn 1 level per $1 spent on the card. Phrases apply.

» Study extra: Citi AAdvantage Platinum Card evaluation: Value the charge for airline loyalists

4. Versatile redemptions

The Go Far Rewards factors you earn with the Wells Fargo Propel American Express® card are redeemable for a variety of rewards. You need to use them for flights, resorts, rental automobiles, trip packages or cruises.

It’s also possible to redeem your factors for money, in $20 increments at a Wells Fargo ATM. You’ll be able to redeem your factors for assertion credit utilized immediately to your Wells Fargo Propel American Express® card invoice in $25 increments. You need to use them to make mortgage or private mortgage funds

Different redemption choices embody music, e-books, e-magazines or video games. You’ll be able to commerce factors for present playing cards or donations to choose charities. You’ll be able to even swap factors for experiences, like {golfing} or driving a race automobile.

5. Factors pooling

Does your most well-liked journey companion have a Wells Fargo account? If that’s the case, the two of you’ll be able to pool your factors to earn a lodge keep or different journey reward quicker than both of you could possibly by yourself. It’s also possible to switch your factors to one other Wells Fargo accountholder as a present. 

6. Mobile phone safety

If you happen to pay your telephone invoice together with your Wells Fargo Propel American Express® card, you’ll robotically rise up to $600 in safety for theft or injury to the telephone, minus a $25 deductible. Phrases apply.

7. Journey protections

Once you pay for a rental automobile together with your Wells Fargo Propel American Express® card, you’ll get free rental automobile protection. The cardboard additionally comes with auto protections like roadside help.

If one thing goes fallacious while you’re touring, this card may show fairly helpful: It comes with worldwide journey accident insurance coverage and even protection for misplaced or broken baggage. Phrases apply.

» Study extra: How to discover the greatest journey insurance coverage

The underside line

If you happen to like the thought of incomes rewards now and deciding later whether or not you need to redeem them for journey, merchandise or chilly, laborious money, the Wells Fargo Propel American Express® card was designed for you. The $Zero annual charge makes the resolution even simpler. Phrases apply.

The data associated to the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® has been collected by NerdWallet and has not been reviewed or offered by the issuer or supplier of this services or products.

How to maximize your rewards

You desire a journey bank card that prioritizes what’s necessary to you. Listed here are our picks for the greatest journey bank cards of 2019, together with these greatest for:

Planning a visit? Take a look at these articles for extra inspiration and recommendation:
Discover the greatest journey bank card for you
Who advantages most from the Wells Fargo Propel bank card?
6 issues to do while you get the Wells Fargo Propel AmEx card

 

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