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Auto-Owners Insurance Review – The Simple Dollar

Auto-Owners Insurance affords a variety of insurance coverage insurance policies together with owners insurance coverage, enterprise insurance coverage, life insurance coverage, farm insurance coverage and extra. In fact, additionally they supply auto insurance coverage insurance policies with a wide range of add-ons you should utilize to customise your coverage to your life-style or price range.

If you happen to’re available in the market for automobile insurance coverage and don’t know the place to show, it’s sensible to get a quote from Auto-Owners Insurance and a handful of different corporations. Maintain studying to study all in regards to the insurance policies Auto-Owners Insurance affords, what they embrace and the way to get a free quote.

Auto-Owners Insurance: Key Takeaways

  • Auto-Owners Insurance works with unbiased brokers who’re consultants on the insurance policies they provide.
  • You’ll be able to tailor your coverage to incorporate extra protection for collision or rental vehicles.
  • Get monetary savings with a wide range of insurance coverage reductions for having a number of insurance policies, paying in full, selecting a better deductible and extra.

Discover the Greatest Automobile Insurance

Enter your ZIP code beneath and remember to click on at the least 2-three corporations to search out the easiest price.

Auto-Owners Insurance Review

Auto-Owners Insurance affords broad protection shoppers can depend on with regards to defending themselves financially from accidents, private legal responsibility and extra. Their primary protection is collision, which might restore or change your car in the event you’re in a wreck. Nonetheless, you can even pay for complete protection that pays for injury to your automobile based mostly on a wide range of elements reminiscent of hearth, vandalism, theft and inclement climate.

Different Auto-Owners Insurance coverages embrace:

  • Bodily damage legal responsibility and property injury legal responsibility: This protection kicks in to pay for injury on account of damage or private property injury, together with authorized bills in the event you’re concerned in a lawsuit.
  • Uninsured/underinsured motorist: This protection helps to pay for injury when somebody is injured or killed by an underinsured or uninsured motorist.
  • Medical funds and private damage safety: These coverages will kick in to maintain medical bills, rehabilitation, hospitalization and extra when somebody is injured in your car.
  • Highway hassle service:: If you happen to lock your keys in your automobile, run out of fuel or have a flat tire, you possibly can name a particular hotline 24 hours a day and 365 days per yr to arrange help.
  • Extra expense protection: Such a plan pays for extra bills you incur when you possibly can’t use your car for a coated cause.
  • Mortgage hole and lease hole protection: Depend on this protection to pay the distinction between the worth of your automobile and what you owe in your lease or mortgage within the occasion you’re concerned in an accident.
  • Diminished worth protection: Your automobile will likely be price much less if it’s concerned in an accident, and this protection protects your funding.

You’ll additionally obtain Collision Protection Benefit protection, which waives your deductible in the event you’re in an accident with one other Auto-Owners Insurance buyer. Widespread loss deductible protection additionally means you received’t should pay two totally different deductibles if you want to file a declare in your owners and auto insurance coverage insurance policies on the identical time.

Methods to Get a Quote from Auto-Owners Insurance

One draw back of Auto-Owners Insurance is that it doesn’t allow you to get a free quote on-line with out chatting with an insurance coverage agent. The insurer makes you name in for a quote, which is inconvenient while you’re merely making an attempt to match pricing.

Auto-Owners Insurance doesn’t supply a kind you possibly can fill out for an agent to contact you. As an alternative, it’s important to seek for unbiased brokers in your space utilizing your ZIP code. From there, you possibly can choose from obtainable brokers in your space and name in to stroll by way of the protection you need and get a free quote.

Auto-Owners Insurance Reductions

Auto-Owners Insurance affords a handful of reductions you possibly can qualify for in case your objective is saving cash on auto insurance coverage premiums. Reductions it is best to find out about embrace:

  • Scholar reductions: Reductions can be found for college students who’ve good grades or comply with have a monitoring machine put in of their car.
  • Multi-coverage low cost: Obtain premium financial savings while you bundle various kinds of insurance coverage insurance policies and buy all of them from Auto-Owners Insurance.
  • Fee historical past low cost: Obtain extra financial savings while you pay your premiums early or on time for at the least 36 months.
  • Paid in full low cost: Get a reduction for paying your annual premiums in at one time as an alternative of month-to-month.
  • Paperless low cost: Obtain a reduction for enrolling in paperless billing.
  • Multi-automobile low cost: Save extra while you insure two or extra vehicles with Auto-Owners Insurance.
  • Security function low cost: Qualify for this low cost if in case you have sure security units put in in your car reminiscent of anti-lock brakes, airbags or an anti-theft machine.

How We Fee Auto-Owners Insurance Auto Protection

At The Simple Dollar, we intention to offer a normal overview of every insurer’s services and products by way of a normal score course of. We reviewed the latest claims satisfaction and general buyer satisfaction research from J.D. Energy, buyer evaluations from Client Affairs and different sources, and monetary solvency experiences from A.M. Greatest. After an intensive analysis and discovery interval, right here’s how Auto-Owners stacks up:

  • Claims Satisfaction: Four out of 5
  • Protection Choices: Four out of 5
  • Monetary Solvency: 5 out of 5
  • Buyer Satisfaction: 5 out of 5
  • Total Ranking: 4.5 out of 5

Discover the Greatest Automobile Insurance

Enter your ZIP code beneath and remember to click on at the least 2-three corporations to search out the easiest price.


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