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How to Get Free Breakfast With American Express Fine Hotels & Resorts

Image this: You’re taking your spouse on a weekend getaway to a stunning resort within the Amex Fine Hotels & Resorts assortment.

You permit your own home early, arriving in time for a midday check-in. The entrance desk staffer smiles and says you’ve been upgraded to a plusher room. He notes you’ll additionally get free breakfast for 2 every day and a $100 credit score to use on the spa. You don’t have to try till Four p.m. both.

Your spouse is floored — how did you snag all these further perks? You could have had to leap by a variety of hoops. Now it’s your flip to smile, as a result of you understand it was as straightforward as making some other resort reservation. (However she doesn’t have to know that!)

Right here’s how one can get that very same VIP remedy at greater than 1,000 properties throughout the globe — simply by reserving with The Platinum Card® from American Express.

What Is Amex Fine Hotels & Resorts?

American Express Fine Hotels & Resorts (FHR) is a set of luxurious properties spanning 500 cities world wide.

Amex reportedly curates this assortment by hand, and even sends undercover staff to be sure every property is up to snuff. In different phrases, these are a number of the finest lodging within the biz.

Amex Fine Hotels & Resorts benefits

The perks of reserving with Amex FHR. Picture credit score: American Express Fine Hotels & Resorts

While you 1) have an American Express Centurion or Platinum card, 2) e book a keep at one in every of these lavish properties by the Amex FHR website or, and three) journey on the reservation as a cardholder, you’ll be eligible for a beneficiant collection of perks, together with:

  • Free each day breakfast for 2 (continental breakfast, at a minimal)
  • Room upgrades, when out there
  • A “distinctive property amenity” valued at a minimal of $100 (normally a spa or meals and beverage credit score)
  • Complimentary WiFi
  • Midday check-in, when out there
  • Four p.m. checkout, assured

In accordance to American Express, these perks common out to a price of $550 over a two-night keep.

And at sure properties, you may sweeten the take care of particular provides, equivalent to a complimentary third, fourth, or fifth evening — which might considerably enhance the worth of reserving by FHR. (Simply be aware you’ll want to pay taxes and charges on any free nights.)

Amex Fine Hotels & Resorts special offers

A sampling of Amex’s particular provides. Picture credit score: American Express Fine Hotels & Resorts

The Draw back of Amex Fine Hotels & Resorts

Let’s get one factor clear: You’re not going to be pinching pennies by staying at one of many FHR resorts. We’re, in any case, speaking in regards to the “Fine” Hotels & Resorts assortment, not the “common” assortment.

So remember that a lot of the resorts run $300 per evening and up — manner up. That stated, there are exceptions, particularly in a vacation spot’s off season, so it by no means hurts to look.

In case you’re on the hunt for budget-friendly choices, Amex’s “The Lodge Assortment” may be a greater match. Out there to Platinum cardholders, in addition to these with the American Express® Gold Card and American Express® Enterprise Gold Card, it incorporates a vary of resorts world wide — many at a cheaper price level than these included with FHR. When reserving stays of two nights or extra by The Lodge Assortment, you’ll obtain a free improve, when out there, plus a $100 resort credit score. We dive into this program in additional element under.

Additionally remember that Amex’s FHR web site doesn’t all the time supply the most affordable nightly charges. Even when you pay barely extra to e book with FHR, nonetheless, most cardholders discover that the perks greater than outweigh the extra price. Nonetheless, it’s all the time a good suggestion to comparability store earlier than making a reserving.

Lastly, the FHR web site doesn’t embrace taxes and charges in its preliminary room charges, which might lead to an disagreeable shock once you’re finalizing your reserving. As many different journey websites do embrace taxes and charges of their marketed charges, be sure you’re evaluating apples to apples when buying round.

7 Methods to Maximize Your Amex Fine Hotels & Resorts Profit

Prepared to e book a keep by Amex’s Fine Hotels & Resorts? Right here’s how to squeeze probably the most worth out of it.

1. Earn 5X factors per greenback

In case you use your Platinum card to e book and pre-pay in your keep at, you’ll earn 5X Membership Rewards factors for each greenback you spend. Even higher, in contrast to different pay as you go bookings, FHR reservations are reportedly refundable, so long as you’re inside the cancellation window.

2. Get a number of $100 credit

Need to snag two “particular amenity” credit in a single weekend? When you received’t get an extra credit score when you test in, out, after which again in to the identical resort inside 24 hours, you may get a number of credit by making your bookings on a number of playing cards.

For instance, you possibly can e book Friday evening in your card, and your associate may e book Saturday evening on his card. Although you’ll in all probability have to change rooms, we wager that extra $100 credit score shall be well worth the problem.

Alternatively, when you solely have entry to one Amex Platinum card, you possibly can maximize your credit by spending one evening at one resort, then shifting to a distinct resort the subsequent evening — and grabbing an extra $100 credit score.

Be sure you select a resort with a proposal that appeals to you. A $100 spa credit score, for instance, is price nothing when you don’t use it or can’t get a reservation. In our opinion, restaurant credit are probably the most invaluable, since we’ve all gotta eat!

3. E book multiple room

In case you’re touring with a gaggle, you may e book up to three rooms on a single card. Every room shall be eligible for its personal set of FHR credit. (Cha-ching!)

And, when you’ll want greater than three rooms — or received’t be touring with the reservation — don’t overlook the Amex Platinum permits you to add up to three approved customers for a complete of $175 per yr.

4. Earn loyalty factors

In days of yore, reserving by meant you wouldn’t earn resort loyalty factors in your keep.

However these days are gone. Now, once you prepay by Amex Journey, you’ll earn 5X factors/greenback in your spend — in addition to factors in your chosen resort’s loyalty program. You probably have elite standing at that resort chain, you need to be eligible for these advantages, too.

5. Test for a WiFi reimbursement

In accordance to Amex’s phrases and situations, if a property consists of “the price of Wi-Fi in a compulsory resort price, the Card Member will obtain a each day credit score from the Property in the usual quantity that the Property fees for Wi-Fi.” You need to see the credit score in your remaining invoice once you try — when you don’t, be sure to inquire.

6. Keep away from reserving with factors

Certain, you may e book your stick with Membership Rewards factors as an alternative of money, however it isn’t price it.

Not solely will your MR factors solely be price a measly 1 cent every, however you’ll be lacking out on the 5X factors/greenback you’d earn by paying together with your Platinum card.

7. Use your concierge

As a Platinum cardholder, you’ve got entry to each an American Express journey concierge and a “life-style counselor” who will help you with questions on your reservation, in addition to help with transportation choices, restaurant suggestions, and so forth.

Whereas not unique to prospects reserving by FHR, it’s a superb perk to concentrate on. Some folks, for instance, have reported getting a fair earlier early check-in (like 10 a.m.!) by asking the Amex concierge to name the FHR property on their behalf.

Is Amex FHR Value It?

Whether or not or not it is best to e book with FHR is a private name. Whereas the nightly charges are generally dearer, you’re going to get some killer perks (and also will earn 5X factors/greenback).

To assist illustrate the purpose, we in contrast costs for resorts in a number of cities for an upcoming weekend keep. The next charges are for 2 nights for 2 folks, together with taxes and charges.

Property Lodge Web site Price FHR Price Distinction
The Plaza (NYC) $1,839 $1,739  -$100
4 Seasons Lodge Bogota $718 $614 -$104
The St. Regis Hong Kong $1,124 $1,302 +$178
Raffles Seychelles $3,082 $3,078 -$4
Intercontinental Ljubljana $530 $532 +$2

As you may see, your outcomes will fluctuate. In some circumstances, you’ll pay extra to e book by Amex Fine Hotels and Resorts; in different circumstances, you’ll pay much less. So it is best to all the time store round, and solely e book by FHR if the elite-like advantages make up for the distinction in price.

Raffles Seychelles

Certain, $3,000 for a weekend is steep… however you get a non-public pool. Picture credit score: Raffles Seychelles

Nonetheless can’t determine if reserving with Amex FHR is best for you? Listed here are a couple of situations through which it’d make sense:

  • You have got a brief resort keep: If you need to deal with yo’self for an evening, then Amex FHR may be worthwhile. Because you’ll obtain the identical perks whether or not you keep one evening or six, the $100 credit score is most impactful on a one- or two-night keep.
  • You need to really feel like a VIP: While you e book with FHR, resort workers view you as a giant spender — and deal with you as such. Plus, since Amex is so choosy with which resorts it permits into this system, most member resorts exit of their manner to give FHR friends particular consideration.
  • You get a free evening: Definitely, getting a 3rd, fourth, or fifth evening free is likely one of the most beneficial perks of the Amex FHR program. When you ought to nonetheless run the numbers to be sure it’s cheaper than reserving immediately, you’ll normally come out on high.
  • You don’t have elite standing or need to keep at a boutique resort: In case you don’t have elite standing at any resort chain, or need to keep at a boutique resort with no loyalty program, reserving by FHR gives you comparable perks.

Which Credit score Playing cards Come With Amex Fine Hotels & Resorts?

Solely three playing cards have entry to Amex Fine Hotels & Resorts. One is the Centurion card, aka the well-known Amex Black card, that’s so unique you may’t even apply for it.

For us mortals, there are two choices: the non-public and enterprise variations of the Platinum card.

Spending Rewards
  • 5X Membership Rewards factors per greenback spent on:
    • Flights booked immediately by airways or by Amex Journey
    • Pay as you go resorts booked by Amex Journey
  • 2X Membership Rewards factors per greenback spent on different eligible journey bills booked by Amex Journey
  • 1X Membership Rewards level per greenback for all different purchases
Introductory Bonus Provide
  • 60,000 bonus factors for spending $5,000 in purchases within the first Three months

Key Options & Phrases

The Platinum card is a incredible all-around journey card. Its airport lounge entry is unparalleled, and its hefty annual price is offset by a raft of credit, together with $200 on airline charges and up to $200 on Uber annually. Whereas we couldn’t name the FHR profit a cause to get the cardboard — until you end up at luxurious resorts each month — it’s actually a pleasant perk.


Evaluation of The Platinum Card® from American Express: Is It Definitely worth the $550 Annual Payment?

Spending Rewards
  • 5X Membership Rewards factors per greenback spent on:
    • Flights booked immediately by airways or by Amex Journey
    • Pay as you go resorts booked by Amex Journey
  • 2X Membership Rewards factors per greenback spent on different eligible journey bills booked by Amex Journey
  • 1.5X Membership Rewards level per greenback on eligible purchases of $5,000 or extra
  • 1X Membership Rewards level per greenback for all different purchases
Introductory Bonus Provide
  • 50,000 bonus factors for spending $10,000, 25,000 bonus factors for spending an extra $10,000, all within the first Three months

Like its private model, the Amex Platinum Enterprise card is a good possibility for jetsetters. You’ll earn extra factors on purchases over $5,000, in addition to a beneficiant 35% level bonus when redeeming Membership Rewards factors for flights. (Right here’s how to apply for a enterprise card, even when you don’t suppose you qualify.)

Fine Hotels & Resorts vs. The Lodge Assortment

You might have seen The Lodge Assortment talked about amongst your American Express card’s advantages and questioned the way it differs from FHR.

Principally, The Lodge Assortment is Fine Hotels & Resorts for the remainder of us. As a result of its stock is much less unique, it has extra choices which are inexpensive and accessible to on a regular basis cardholders.

The Hotel Collection

Perks of The Lodge Assortment. Picture credit score: American Express

On an upcoming weekend in San Diego, for instance, the most affordable property on the Fine Hotels & Resorts web site was the Fairmont Grand del Mar at $1,195/evening; on The Lodge Assortment web site, it was the Loews Coronado Bay for $485/evening.

So, whereas FHR would possibly get extra consideration, The Lodge Assortment could be a actually invaluable profit for these of us with much less extravagant tastes (or, no less than, much less extravagant financial institution accounts).

The perks of reserving with The Lodge Assortment are fairly good, too. On stays of two nights or extra, you’ll obtain a $100 property credit score towards qualifying eating, spa, and resort actions, plus a room improve at check-in, if out there.

You’ll want to e book by The Lodge Assortment website or — and, as with FHR, it’s finest to pay together with your card quite than factors so you may earn 2X factors/greenback with the Gold playing cards and 5X factors/greenback with the Platinums. To qualify for The Lodge Assortment’s advantages, you will need to journey on the booked itinerary and pay for the keep together with your eligible American Express card.

Playing cards with this profit:

As a Platinum cardholder, you’ll have entry to each FHR and The Lodge Assortment. So earlier than heading out on a visit, test each websites to scope all of your choices.

Fine Hotels & Resorts vs. The Luxurious Lodge & Resort Assortment

Right here’s one other various to FHR for you — solely this time it’s from a completely totally different card issuer: the Luxurious Lodge & Resort Assortment from Chase.

Like Amex’s FHR, Chase’s LHRC is geared towards high-end vacationers, and plenty of of its resorts are fairly extraordinary.

Its advantages embrace:

  • Free each day breakfast for 2
  • Room upgrades, when out there
  • A “particular profit” valued at a minimal of $100 (normally a spa or meals and beverage credit score)
  • Complimentary WiFi
  • Early check-in and late checkout, when out there

In comparison to Amex’s FHRC, the 2 massive drawbacks of Chase’s LHRC are that it doesn’t embrace any complimentary third/fourth/fifth evening provides, and that late checkout is predicated upon availability (quite than being assured).

In case you’re involved in studying extra, right here’s our information to Chase’s Luxurious Lodge & Resort Assortment. (You too can be taught why I typically favor the Chase Sapphire Reserve over the Amex Platinum.)

Playing cards with this profit embrace:

Ought to You Take Benefit of Amex’s FHR?

In case you just like the finer issues in life, the American Express Fine Hotels & Resorts program is a good way to get a bit extra bang in your buck when reserving luxurious stays.

However you’ll nonetheless want to pay a variety of buck to start with. Whereas the FHR profit could possibly be price a number of hundred {dollars} over the course of a weekend, your nightly room price will probably be between $300 and $1,000.

So be sure you ask your self when you’re getting sufficient worth from every reserving (and if the reply’s sure, then take pleasure in getting pampered!).

For charges and charges of The Platinum Card® from American Express, please click on right here.

For charges and charges of The Enterprise Platinum® Card from American Express, please click on right here.

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