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IHG Rewards: More Value for the Frugal Traveler

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With modest pricing and greater than 5,700 properties worldwide, the InterContinental Inns Group, or IHG, loyalty program could also be your finest guess if you happen to’re a extra frugal traveler who needs loads of choices. Right here’s what you need to contemplate earlier than signing up.

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Desk of Contents

How a lot IHG factors are price

Primarily based on our most up-to-date evaluation, NerdWallet values IHG factors at 0.eight cent apiece. To find out the worth of reward factors, we in contrast money costs and reward redemptions for lodge stays throughout a number of locations and dates. We divided the price in money by the price in factors to find out a “cent per level” worth for every flight, then averaged this worth throughout a number of searches. Learn extra about how we arrived at these figures.

That is subsequently a baseline worth for IHG factors, primarily based on real-world information collected from lots of of lodge stays, not a maximized worth. In different phrases, you need to purpose for award bookings that provide 0.eight cent or extra in worth from you IHG factors.

To find out the worth of your factors for particular bookings, divide the money worth (minus any charges related to the reward reserving) by the variety of factors required. So if a lodge room would price both $100, or 15,000 factors + $10 in resort charges, the math can be as follows:

($100 – $10) / 15,000 = 0.006, or 0.6 cent per level.

IHG Rewards Membership: The fundamentals

To advance in the IHG program, all you could do is keep at motels in the IHG portfolio. That features a number of reasonably priced venues, resembling the Vacation Inn. The loyalty program is cut up into 4 tiers, starting from Membership to Spire Elite. Right here’s what you get at every degree:

  • Earn 10 base factors per eligible greenback spent at Crowne Plaza Inns & Resorts, Lodge Indigo, Vacation Inn Inns & Resorts, Vacation Inn Categorical motels and InterContinental Inns & Resorts.

  • Earn 5 base factors per eligible greenback spent at Staybridge Suites or Candlewood Suites.

  • Earn 2,000 factors, 1,300 factors or 600 factors per qualifying keep at ANA associate motels.

Gold Elite – 10 Elite Qualifying Stays (EQSs) or 10,000 Elite Qualifying Factors (EQPs)

  • 10% bonus on base factors.

  • Welcome amenity (like a bottle of water or additional factors).

  • All the advantages of the Membership membership and extra.

  • All the advantages of Gold Elite standing.

  • 50% bonus on base factors.

  • Roll over your additional nights towards subsequent 12 months’s qualification.

  • Complimentary room upgrades (if accessible).

  • Assured room availability.

  • All of the advantages of Platinum Elite.

  • 100% bonus on base factors.

  • Complimentary room upgrades.

  • Assured room availability.

  • Unique selection profit upon receiving standing.

Nice print

  • All factors will expire after 12 months of inactivity except you’ve got Gold or increased standing. To maintain up your exercise, earn or redeem factors at the least as soon as yearly.

  • An EQS (Elite Qualifying Keep) is outlined as consecutive nights at a lodge booked by means of IHG; an EQN (Elite Qualifying Night time) is outlined as evening spent at a lodge booked by means of IHG.

  • You’ll be able to’t earn rewards retroactively; that’s, if you happen to stayed at IHG earlier than signing up for the rewards program, you’ll be able to’t report it when you joined.

  • You received’t earn factors on reward nights, however you’ll be able to earn factors on in-room purchases throughout your keep.

Playing cards that earn IHG factors

  • Earn 140,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening

  • Take pleasure in a Free Night time after every account anniversary 12 months at eligible IHG motels worldwide. Plus, get pleasure from a free reward evening once you redeem factors for any keep of four or extra nights.

  • Earn 25 factors complete per $1 spent once you keep at an IHG lodge.

  • Earn 2 factors per $1 spent on purchases at fuel stations, grocery shops, and eating places. Earn 1 level per $1 spent on all different purchases.

  • Platinum Elite standing so long as you stay a Premier card member.

  • International Entry or TSA Pre✓® Price Credit score of as much as $100 each four years as reimbursement for the utility charge charged to your card.

  • IHG Rewards Membership Bonus factors are redeemable at motels resembling InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Inns, Indigo® Inns & Vacation Inn®.

  • Earn 75,000 bonus factors after spending $2,000 on purchases inside the first three months of account opening.

  • Earn 15 factors complete per $1 spent once you keep at an IHG lodge.

  • Earn 2 factors per $1 spent on purchases at fuel stations, grocery shops, and eating places. Earn 1 level per $1 spent on all different purchases.

  • No Overseas Transaction Charges.

  • Fourth Reward Night time Free.

  • IHG Rewards Membership Bonus factors are redeemable at motels resembling InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Inns, Indigo® Inns & Vacation Inn®.

Learn how to get extra IHG factors

Except for staying at motels in the IHG portfolio and spending with the firm’s many companions, you may also get extra factors by buying them for 1.15 cents to 1.35 cents every. Since NerdWallet values IHG factors at 0.eight cent every, buying these factors normally is not a good suggestion except you’ve got a selected redemption in thoughts or are just some factors in need of a free keep. Often, these factors are supplied at a reduction.

Learn how to redeem IHG factors

IHG affords a number of redemption selections, however if you wish to optimize your factors, chances are you’ll be higher off steering away from sure affords.

Good redemption choices

To get the most out of your IHG factors, use them to guide lodge stays. NerdWallet values IHG factors redeemed for IHG lodge stays at 0.eight cent every, rather more than when redeemed for airline miles or present playing cards.
When reserving by means of IHG, you’ll discover that the variety of factors required for a keep correlates with the tier of the lodge, not the checklist value of a room. You’ll be able to land an particularly whole lot if an inventory value at a sure lodge is pricey in contrast with rooms in the identical tier. For instance:

  • Should you acquired a $250 room for 25,000 factors, you’d get a fantastic deal when paying with factors ($250/25,000 factors = 1 cent per level). Generally, it could be higher to make use of factors as an alternative of money for a keep like this (though you would not be capable of earn factors in your rewards keep).

  • Should you acquired a $100 room for 25,000 factors, you’d get a worse deal when paying with factors ($100/25,000 factors = 0.four cents per level). You could be higher off paying in money on this occasion.

Paying for a lodge stick with a mix of factors and cash can be a high-value selection. You’ll be able to both cut back the factors wanted by 5,000 by paying $40, or by 10,000 factors by paying $70. For the former, you would be solely be paying 0.eight cents a degree, and for the latter, 0.7 cents per level. That is roughly equal to NerdWallet’s valuation of those factors, making it a significantly better deal than shopping for factors by means of IHG’s web site.

Unhealthy redemption choices

Whereas IHG factors provide a good worth for lodge stays, that worth decreases dramatically once you redeem them for different issues, resembling present playing cards or flights.

The airline reserving software on IHG’s web site permits you to guide with greater than 200 airways with no blackout days, however redeeming this fashion can ding the worth of your factors by 30% or extra. Transferring your factors to airline miles additionally affords a poor worth, which we’ll cowl later.

Redeeming factors for present playing cards is additionally a dangerous deal. At finest, it’s arduous to get greater than 0.26 cents per level when utilizing rewards this fashion. That’s lower than half the worth you’d get cashing in your factors for lodge stays.

Switch companions

Transferring IHG factors to miles might be not price it. Amongst IHG’s many airline companions, most provide you with solely 2,000 miles for 10,000 IHG factors, tanking the worth.

Take Delta, for instance. You’ll be able to commerce in 10,000 IHG factors for 2,000 Delta SkyMiles. However contemplating that NerdWallet values IHG factors at 0.eight cent every, and Delta SkyMiles at1.1 cents every, you’d primarily be buying and selling in $80 for $22 and getting a worth of 0.22 cent per level.

Now contemplate United Airways MileagePlus miles, which NerdWallet values at 0.eight cent every. Should you traded in 10,000 IHG factors for 2,000 of those, you’d be buying and selling $80 of worth for $16 and getting a worth of 0.16 cent per level.

You’ll be able to elect to earn airline miles fairly than IHG factors, too, by altering your consumer preferences, however you will get the same incomes ratio as you’d by transferring your factors, supplying you with a lot much less worth per greenback. If you wish to rack up extra frequent flyer miles, contemplate focusing most of your loyalty program vitality elsewhere.

The data associated to IHG® Rewards Membership Choose Credit score Card bank card has been collected by NerdWallet and has not been reviewed or supplied by the issuer of this card.

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