Top Benefits of the Hilton Honors AmEx Surpass Card

At NerdWallet, we try that will help you make monetary choices with confidence. To do that, many or all of the merchandise featured listed below are from our companions. Nonetheless, this doesn’t affect our evaluations. Our opinions are our personal.

Should you’re searching for a journey rewards bank card and also you haven’t heard, the Hilton Honors American Categorical Surpass® Card actually needs your small business. And AmEx goes to fairly spectacular lengths to earn it. From the enticing welcome provide to the potential to earn a free weekend night time at legitimate at any Hilton property worldwide, theHilton Honors American Categorical Surpass® Card is giving the competitors a run for its cash. Listed here are the card’s high advantages.

Low minimal spend required to earn the welcome bonus

Hilton’s largest competitor, Marriott, not too long ago acquired Starwood (which incorporates Sheraton, Westin and others), positioning itself to dominate the lodge trade and the lodge trade’s rewards sport. Hilton is pushing again with this provide: Earn 125,000 Hilton Honors Bonus Factors with the Hilton Honors American Categorical Surpass® Card after you utilize your new Card to make $2,000 in eligible purchases inside the first Three months of Card Membership. Phrases Apply.

Evaluate that to a different common Marriott card, the Marriott Bonvoy Boundless™ Credit score Card, which has the following provide: Earn 75,000 Bonus Factors after you spend $3,000 on purchases in the first Three months from account opening.

These Hilton factors might get you three nights at a Homewood or Hampton property in New Orleans, two nights at a Hilton resort in the Bahamas or a comparable keep in your vacation spot of alternative.

» Be taught extra: Hilton Honors: The entire information

Free weekend night time in the event you spend $15,000 in a yr

Once more, a comparability to Marriott is beneficial: The Marriott Bonvoy Boundless™ Credit score Card offers you a free night time yearly in your card anniversary. It doesn’t matter how a lot you’ve spent on the card, nevertheless it solely kicks in after you’ve been charged your $95 annual card price. And that free night time is sweet solely at lower-end properties costing as much as 35,000 factors per night time. It’s not legitimate at higher-end Marriott properties, nor can you utilize the certificates and make up the distinction with further factors.

In distinction, the Hilton Honors American Categorical Surpass® Card free night time is earned solely after you’ve spent $15,000 in qualifying purchases in a calendar yr, and it’s solely good for a weekend night time keep. Phrases apply. However the vary of properties to select from is extraordinarily broad and consists of properties at each star degree, together with the fanciest resorts in Hilton’s portfolio.

Relying on what your journey plans are and what sort of lodge you favor to remain in, you may select the card possibility that works finest for you.

» Be taught extra: 5 lodge loyalty packages that provide free nights

12 factors per greenback spent at Hilton properties

It’s fairly customary for lodge bank cards to give you extra factors once you use their card at one of their properties. However the Hilton Honors American Categorical Surpass® Card’s 12 factors per greenback charged at a Hilton property is unusually good, serving to you get to your subsequent free keep even quicker. You’ll additionally get rewarded for restaurant, grocery store and fuel station purchases with 6 factors per greenback spent in these classes. All different qualifying spending will earn you 3 Hilton Honors factors per greenback. Phrases apply.

» Be taught extra: Hilton bank cards: Which one must you get?

No overseas transaction charges

This perk is all the time talked about far down the listing of bank card advantages, nevertheless it ought to be excessive on the listing of anybody who may journey out of the nation. International transaction charges, which apply to any buy you make in another country, typically run round 3%. Which means all the things you purchase in a foreign country might mechanically value you 3% greater than the buy worth.

However you gained’t pay that further cost with the Hilton Honors American Categorical Surpass® Card. Needless to say American Categorical playing cards should not accepted as broadly as Visa and Mastercard overseas, so it’s all the time a good suggestion to hold one other card as backup.

» Be taught extra: 6 finest no-foreign-transaction-fee bank cards

Large spenders can earn Hilton Diamond standing

Not everybody spends $40,000 in a single yr, a lot much less on one bank card. However in the event you do, you may as effectively be rewarded for it. Cost that a lot yearly on the Hilton Honors American Categorical Surpass® Card and also you’ll get computerized Honors Diamond standing via the finish of the following calendar yr, bestowing greater than a dozen perks together with a fifth night time free on award stays and govt lounge entry. Phrases apply.

The best way to maximize your rewards

You need a journey bank card that prioritizes what’s necessary to you. Listed here are our picks for the finest journey bank cards of 2019, together with these finest for:

Planning a visit? Try these articles for extra inspiration and recommendation:
Discover the finest lodge bank card for you
Snag these lodge loyalty perks, even in the event you’re disloyal
Hilton Honors AmEx Ascend to alter title again to Surpass

Share: