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Travel Protection Coverage on the AmEx Green Card

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Observe: NerdWallet strongly discourages touring in the close to future whereas the coronavirus continues to unfold. Test the CDC and State Division web sites for present steering and journey restrictions. Please use the content material of this text solely to assist inform future journey plans.



Vacationers with the iconic American Categorical® Green Card can take pleasure in greater than the satisfaction of carrying round a widely known image of worldliness. They’ll relaxation straightforward — in luxurious resort beds in great trip locations — figuring out that their American Categorical® Green Card presents added layers of safety for his or her travels.

Learn on to study the suite of journey protections American Categorical® Green Card cardholders can depend on.

Journey delay

Your American Categorical® Green Card’s journey delay insurance coverage kicks in to reimburse surprising bills of as much as $300 per journey while you’re delayed over 12 hours for coated causes and bought your round-trip airfare with the card after January 1, 2020. Phrases apply.

Coated causes embody:

  • Inclement climate.
  • Terrorist motion.
  • A standard service’s gear failure.
  • Misplaced or stolen passports/journey paperwork.

Observe which you could solely make two journey delay insurance coverage claims each 12-month interval. Phrases apply.

Baggage insurance coverage

Clearly, nobody needs for delayed or misplaced luggage, however with the American Categorical® Green Card, you’ll be able to journey extra confidently. For widespread service ticket fares bought totally along with your card, the baggage insurance coverage plan can present as much as $1,250 for carry-on baggage and as much as $500 for checked baggage to cowl eligible misplaced, broken or stolen baggage. Phrases apply.

» Study extra: NerdWallet’s full evaluation of the AmEx Green card

Automobile rental

Use your American Categorical® Green Card to order and pay for the total eligible automobile rental, decline the collision harm waiver at the rental automobile counter and also you’ll mechanically unlock secondary protection in case your rental automobile is broken or stolen. Phrases apply.

Observe that protection isn’t eligible in Australia, Italy and New Zealand. Like most bank card automobile rental insurance coverage, this profit doesn’t embody legal responsibility protection.

Journey cancellation

Whereas many have grown accustomed to journey cancellation insurance coverage from in style bank cards like Chase Sapphire Most well-liked® Card or Chase Sapphire Reserve®, no journey cancellation insurance coverage is supplied with the American Categorical® Green Card. This could be a big downer for people who wish to defend their up-front journey investments towards the worst.

Should you’re eager to stay with AmEx and discover a card that provides this as a profit, try these different premium bank card choices:

» Study extra: Chase Sapphire Reserve: A primary-class premium journey card

The way to file claims

To open a declare, you should name 1-844-933-0648 inside 60 days of the coated loss. As soon as AmEx receives your declare, they provides you with particular directions for submitting your proof of loss, which you should return to AmEx inside 180 days after the date of your loss.

Whereas the precise necessities could fluctuate, you need to do your greatest to be ready with the following documentation:

  • A press release from the widespread service that the coated journey was delayed.
  • A receipt on your cost.
  • Copies of your widespread service tickets.
  • Receipts for journey bills.

There’s additionally a clause that AmEx can request “every other data that could be fairly requested … to help your declare,” so our greatest recommendation is to arm your self with as a lot proof as attainable — simply in case.

The underside line

The American Categorical® Green Card offers some good journey protection that will help you calm down whereas on trip, particularly for individuals who have opened an account since the begin of 2020. Phrases apply. If one thing does go awry, make sure you acquire and manage your receipts, proof of loss and proof of buy swiftly so you’ll be able to file for the advantages.

The way to maximize your rewards

You need a journey bank card that prioritizes what’s necessary to you. Listed below are our picks for the greatest journey bank cards of 2020, together with these greatest for:

Planning a visit? Take a look at these articles for extra inspiration and recommendation:
Discover the greatest journey bank card for you
Why the AmEx Green may change your Chase Sapphire Reserve
6 issues to do while you get the AmEx Green card

 

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